Business Insurance Advice & Services

One place to get your insurance advice

We can help you with all your insurance needs to support you, your family and your business.

We make it a priority to simplify the technical terms and clauses, so you know exactly what your cover entails and there are no hidden surprises along the way. Whether that’s initial set-up or structural advice, putting the right policies in place as you grow, protection for your loved ones, or support when things aren’t going to plan.

George is a networking genius - in the genuinely useful and not irritating sense. Not only has he and his team insured wine cellars and other luxury goods for clients of mine with great professionalism, but he is also a fantastic connector. Rarely a fortnight goes by without an email introducing me to a potential new client or partner, always well-warmed up and pertinent to my services.

Tom Harrow, Director
I have worked with Russell for a number of years and he is always professional, clear and practical in the advice he gives. Knowing that Russell has been there to support our commercial insurance needs has been a great reassurance to us as a firm and I would not hesitate to recommend him or Factotum to anyone looking for an efficient, invaluable and reliable service.

Susan Glenholme – Managing Partner

Insurance services

Initial business insurance

Most businesses intend to take out insurance at the very beginning; however, it is something which can easily fall off the radar once the business starts to find its feet.

Business Insurance is essential and we can help support you in the following areas when you’re setting up: public and employers’ liability, property and office insurances, professional indemnity, directors and officers indemnity, and intellectual property rights.
More established business insurance

As your business evolves, so will your insurance requirements. It’s best practice to regularly review your cover to ensure you, your loved ones, your team and your business have the correct policies in place.

We can help support you in the following areas as your business evolves: cyber liability and cybercrime, directors and officers indemnity, terrorism, personal accident, travel, kidnap and ransom, warranty and indemnity, and credit insurance.
Personal insurance

We don’t know what’s around the corner, so it’s important to plan for the unexpected. We’ll help you protect your loved ones in the event of something happening to you that would prevent you from earning an income. We can also make sure your business and team are looked after should anything happen.

We can help you with everything from life insurance, critical cover, and income protection insurance for both you and your team.
Personal assets

Have the best possible cover for the things that hold importance to you. We will help you with an insurance policy that matches and covers your personal assets.

We can help you protect everything from fine art, jewellery, watches, antiques, vehicles, boats, and yachts.
Medical insurance

Private medical cover offers comfort and calm to those looking for rapid access to expert healthcare for both them and their loved ones.

We can help you to ensure you choose the right level of cover for you, your family and your team. This could include individual and family medical cover, international private medical insurance, and SME private medical cover.

How we work

Get to know you

Everyone’s requirements are different. We take the time to pay you a visit so we can get to know you and have a full understanding of your needs.

Create

We take the time to create and offer tailored solutions, specific to your personal insurance needs. Service excellence is at the heart of all we do.

Execute

We ensure our clients pay a competitive price for a policy from a sound, reputable insurer who will respond properly in the event of a claim.

Our long-term aim?

We are a trusted partner and advisor to and are on hand always for our clients. We’re here to review your needs as you grow. Many of our clients rely on us to help them through all stages of both their business and personal lives.

Need more help?

Here are some other areas we can help you solve problems, generate value, and seize opportunities

Other services

We’ve brought together top professionals from each sector providing the right mix of advice, services and solutions specifically for you. This can include these key sectors